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Skill Proficiencies: Choose 2 from History, Investigation, Deception, Perception, Insight, or Persuasion

Tool Proficiencies: Choose 1 from Calligrapher's Supplies, Cartographer's Supplies, or Forgery Kit

Languages: 2 of your choice

Equipment: A set of common clothes, a Diplomat's Pack, a notebook, a clipboard with 15 sheets of paper, a pen, and and a leather pouch containing 20gp

So, obviously, you work, or at the very least used to work, at an Insurance Agency, but what type of insurance does that agency cover? What are people paying it to protect them against financial loss from?

Personality Traits (d8)

1	"Yeah you see that's nice, I fuck with that, but that's actually not an option under 'Gender' on this registration I need you to fill out."
2	"Y'know personally if I could crap anything out of my arm, it'd be, like, another arm, so I could get these forms done faster."
3	"I work in insurance. That's what I'm good at, and it should stay that way."
4	"Oohh... That cut looks pretty bad... You got any insurance for that? No? You wanna get some?"
5	"Hey, at the end of the day, I'm getting paid."
6	"The normal onboarding questions are so cookie-cutter. But my special additions? They weed out the slackers and fish out the winners!"
7	"Maybe they'll finally fire my boss and promote me into his position. Then he can go beg, for little baby scraps, under some sad bridge."
8	This is your favorite part of the job, the part you were born to do... Deny insurance claims.

Ideals (d6)

1	Trustworthy. "I swear on my life that we will honor the contract in hopes to help you!" (Lawful Good)
2	Stickler. "Magic Insurance does not apply to any calamity caused by magic, that's what Calamity Insurance is for." (Lawful Neutral)
3	Rapacious. "Ooohhh... Yeah, it says here in Article 24 Section 3 that we cant cover that... It'll actually cost you even more..." (Lawful Evil)
4	Generous. "Well... You technically don't have coverage for that... But lets just keep that between us, ok?" (Chaotic Good)
5	Greedy. "Yeah I'll cover it. I still get paid, and they wouldn't rereview the case anyways." (Chaotic Neutral)
6	Indifferent. "I just work here man..." (True Neutral)

Bonds (d6)

1	"I'm gonna stop you right there. Good isn't Great, and The Shareholders only fuck with greatness."
2	"Hey, if you go do that, it'll look REALLY GOOD for the company."
3	"The future leaders of this company. And that's you... Right behind me..."
4	"You're cool and all... But I don't think The Shareholders would like you."
5	""Oh, [Character Name]! I don't wanna be a hero! Please let me go home and make sweet awkward love to my books!" That's you. That's what you sound like."
6	"Does this guy really have to go with us? It's not like there's any way to use them as a tax write-off."

Flaws (d6)

1	"I'm not a hero! I have, and I cannot stress this enough, never been on a battlefield!"
2	"I just want to be back at my desk..."
3	"I'm not even good with money! I don't know how I got this job!"
4	"I would murder my boss if The Shareholders told me to, I will do ANYTHING those people say."
5	"I've already fucked up so much... If I accept another wrong claim they're gonna fire me!"
6	"The minute I can find something with a better pay rate: I'm abandoning all of you."