Debt Collector

Equipment: A short club, a signet ring, a stack of IOUs, a set of traveler's clothes, and a leather pouch containing 20gp

Skill Proficiencies: Insight, Intimidation

Tool Proficiencies: Thieves' tools or Forgery kit

Languages: One of your choice

Equipment: A short club, a signet ring, a stack of IOUs, a set of traveler's clothes, and a leather pouch containing 20gp

Feature: The Knockers Eye

Describe what special benefit this background provides...

1	I am no common thief; I have a code.
2	The first thing I do in a new place is note the locations of everything valuable — or where such things could be hidden.
3	Nothing rattles me; I have a lie for every occasion.
4	I love gold but won't cheat a friend.
5	I've heard every sob story but I always have a soft spot for helping children.
6	I'm always ready with a disarming complement to get people to reveal information about their possessions.
7	I'm a friend first and a bailiff second; people find it harder to say no to a friend.
8	Sometimes you just have to know when to give up... and return later that night.

1	Justice. It is only right that people settle their debts. (Lawful)
2	Pragmatism. It's dirty work but somebody has to do it. (Neutral)
3	Ambition. I'll work my way up to the top, one job at a time. (Any)
4	Avarice. I'll take what's mine. And yours. (Evil)
5	Mercenary. When I’m working for you, I am yours. If I’m not, you can expect nothing from me. (Chaotic)
6	Cynicism. Everyone uses others, why should I act any differently? (Evil)

1	I'll never work in my home town again, too much suffering has happened there.
2	My own father died in debtor's prison, and it was me that put him there.
3	Many of my family are layabouts, and I feel a duty to end this pattern.
4	I owe my old boss a great debt for molding me into the person I am today.
5	There is one debtor who has always been one step ahead of me.
6	I once helped a debtor escape their debt, which could cost me my life if revealed.

1	I'm easily bribed to look the other way.
2	Depending on the pay, I will do anything for a client.
3	I love rare objects; if I see one I must have it, even if I know doing so is a bad idea.
4	I'll pretend to care about people to get what I want, and forget them a minute later.
5	I take things impulsively, even if they have little value.
6	I find the excuses people tell me amusing, even when genuine.

D&D Wiki Homebrew

This content was imported from D&D Wiki. It has not been vetted for game balance. Use with DM discretion.

Source: D&D Wiki - Debt Collector (5e Background)

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